As a parent, it can be difficult to say no to your kid, especially when it’s something they seem to be passionate about.

Sometimes, however, the thing your child asks to do can be dangerous — not only to themselves, but to everyone and everything the kid comes into contact with.

Take, for example, riding a motorbike. While your tot might be jazzed about the idea of taking the dirtbike for a spin, there’s a strong chance that they’re going to end up with an injury or two. And, as this video shows, an even stronger chance that you might need to up the coverage on your homeowner’s insurance.